So you planned your wedding a year before and have everything going smoothly until the venue owner cancels on you or what if there is a problem on your wedding day like your wedding dress get damaged or lost or the caterers didn’t show up? A wedding is more than just a ceremony, and it’s one of the most expensive services you will pay for. Thankfully, there is wedding insurance to help you recover financially if there is a mishappening.
WHAT IS A WEDDING INSURANCE?
Wedding insurance is a form of event cancellation insurance coverage sold to the bride and the groom to protect them from any unanticipated issue that might arise on the wedding day. This is to cover for the financial losses of the policyholder if something happened and that was not under their control.
WHEN SHOULD YOU GET ONE?
As soon as you start making the plan for your weddings like booking a venue, planning the itinerary, buying the wedding attire and other arrangements, sore spine time to purchase a wedding insurance policy.
WHAT DOES IT COVER?
The wedding insurance policy coverage and benefits are categorized into the following components.:
EVENT PHOTOGRAPHS AND VIDEO
If you have paid for the photography and videography, but the service provider did not show up, or the films got damaged because vendor fails to load film or left the lens cap on! IEvent Gifts
CANCELLATION/POSTPONEMENT
If the main parties had to cancel or postpone the wedding due to an accident, illness, dispute between the main wedding parties or if the supplier ran out of business. Valid reasons for canceling or postponing the weddings whos your insurance provider will cover financial loss are:
Venue
Bride and Groom
Caterers, vendors
WEDDING ATTIRE/GIFT/JEWELRY
If the wedding gifts, jewelry, dresses get damaged or are lost, you would need to make a police complaint first. The insurance provider will cover the cost by calculating the reimbursement based on the value of repairing or replacing the respective item.
PROFESSIONAL COUNSELLING COVERAGE
If the cancellation postponement of the wedding due to the conflict between the main parties or any other substantial reasons sends the bride or groom into emotional turmoil, and they need professional counseling, you wedding insurance claim is going to cover the financial loss.
SPECIALIST COVER
If you use any ceremonial heirloom in your wedding, that can be protected by the wedding insurance claim.
If you have hired a marquee and it gets damaged, the wedding insurance claim can cover the cost of repair and the cancellation of the wedding.
You can also get your wedding covered in a foreign country under a wedding
insurance claim if you plan another nation as the wedding destination.
So make sure that this time instead of just concentrating on finding the perfect venue, getting the best wedding decor and hiring the renowned caterer, be practical and also get a wedding insurance policy in Cabot to help you in financially in unanticipated situations.